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If you’re a fan of table games – and baccarat games in particular, then look no further! On this page, we will provide you with the ultimate guide to playing the classic casino card game: whether you want to play free games or try betting for real money. On this page, we’ll look at the top online baccarat casinos, the different types of baccarat online casino games, how they compare to off-line baccarat games, how the game works, betting strategies and more so you can get the very best experience possible!
If you are ready to play online baccarat then look no further. Below is the top list of all of our favorite, for baccarat casino games:
The Best Baccarat Online Casinos in Canada 2022
How We Rate the Best Online Baccarat Casinos
We make sure that we only recommend the very best baccarat online casinos that offer a great experience with top-rated games. We put the casino through its paces, looking at the strictest criteria so that you can expect the very best experience possible. Here are the main factors we take into account:
Licensing, Safety & Security
If you are playing baccarat for real money, you need to know that you are playing at a trusted and legit site. All of our recommended casinos on which you can play baccarat are fully licensed by regulatory bodies such as the UK Gambling Commission or Malta Gaming Authority.
The websites are also regularly audited and tested by independent third-parties such as TST or eCOGRA and are protected by high-end SSL encryption technology.
Variety of Baccarat Online Games
If you sign up to an online casino to play baccarat online games, you want to be able to access a good variety of games. Regular baccarat is all well and good but there are all different games with all different betting options available if you take time out to look.
Our top recommended sites will offer games such as Punto Banco, No Commission Baccarat and more… they will also offer live dealer baccarat games as well!
Generous Promotions and Bonus Offers
We expect to see a generous and fair welcome bonus on sign up – and possibly a whole deposit bonus package if you’re lucky. However, we also want to see online casinos offering existing player bonuses, free cash bonuses, free games and more…
Excellent Customer Service
Offering great customer support is vital for all online casinos. If you have any issues or experience any problems, then you should be able to get assistance 24/7, either by live chat, email or phone. They should also have a decent FAQ section as well.
Variety of Banking Options and Fast Withdrawals
The best baccarat online casinos will offer a variety of different payment methods. We look for options such as bank cards, popular eWallets like Interac, prepaid options… and some may even offer cryptocurrency payments. In addition, we expect fast withdrawals, high withdrawal limits and no fees.
How to Play Baccarat Online
If you have never played online baccarat games before, the good news is that it’s super easy. It takes just a few minutes to learn and you can be up and running in no time. If you choose the right betting strategy and right baccarat bets then the house edge is one of the lowest as well!
So, let’s take a look at how to get started and playing… you’ll be a master in no time!
Choose Your Preferred Baccarat Game
First, you need to head over to the casino lobby and look through the selection of free baccarat online games.
Choose How Much You Want to Bet
On the baccarat table (which we look at later), there are different betting areas alongside which are written the minimum and maximum betting stakes. Choose your chip value and place them onto the area of the table you want to bet on. Press deal and the game begins.
Choose Your Bet: Banker, Player or Tie
You have three betting options: Bank, Player or a Tie. You need to bet on the hand that you think will have a total closest to 9. Aces have a value of 1, numbered cards are valued at face value, whilst 10, J, Q and K have 0 values.
If the sum of the hand is 10 or over then you subtract 10. So, if you got an 8 + 9, the value is 17 – 10 = 7.
Then there is the possibility of a third card being dealt. If the player or banker hand is valued at 8 or 9 then no third card is drawn. However, if the player hand has a value of 5 or under then they get a third card.
Depending on the value of the banker’s hand, they need to decide what to do next. If the banker’s hand is 2 or under then they will draw the third card. If they have a 3 then they will also draw again… unless the Player’s hand is valued at 8.
We’ll look at the third-card rule a bit later on in more depth.
Baccarat Bet Payouts
You have a choice of Player, Banker or Tie bets.
- You win 1/1 if you bet and win on the player’s hand.
- You win 19/20 if you bet and win on the banker’s hand (a 1/1 payout minus 5% commission).
- You win 8/1 if you bet and win on a tie.
As soon as the round is over, your winnings are paid out straight away. You can then choose to double your bet, repeat the bet or clear your chips and start again.
Baccarat Table Betting Positions
No matter what size table you are betting on, or whether you are playing American baccarat on a big table or mini-baccarat, there are either 14 or 7 player spaces respectively, but the three standard betting positions are the same.
In terms of odds, it is betting on the banker’s hand that is considered to be the most favorable. This is the bet with the lowest house advantage – and is the most popular type of bet. A win pays out at 1:1 – although a 5% house commission will be deducted from the win.
- House Edge: Single Deck – 1.01%, 6-Deck 1.06%
- Outcome: the banker gets closer to 9 than the player.
The other main bet is betting on the player, which isn’t usually as favorable as a banker bet, but still one worth considering. It also pays out at 1:1.
- House Edge: Single Deck – 1.29% and 6-Deck 1.24%
- Outcome: the player gets closer to 9 than the banker.
The third standard bet type is the tie, which is a bet on the player and banker having a hand of the same value. However, the odds for this type of wager aren’t as good – and has a painful house edge of around 15%! They pay out at 8:1.
- House Edge: Single Deck – 15.75%, 6-Deck 14.44%
- Outcome: The player and banker hands have the same value.
Other Baccarat Bets
Although these are the three main bets, they aren’t always the only available bet types. You can often find games with side bets, which have different risks – and different payouts. Here are the main side bet types and their payouts and house edges:
Player Pairs: This is paid out if the first two player cards dealt are a pair. The payout is 11/1 and there is a house edge of 11.25%.
Banker Pair: This is paid out if the first two banker cards dealt are a pair. Again, there is an 11/1 payout and there is an 11.25% house edge.
Perfect Pair: If the pair of either the player or the banker is a pair of the same suit (i.e. both have the 7 of spades) then there is a 25/1 payout. The bet has a house edge of 17.07%.
Either Pair: You can bet that one or the other of the banker or player will be a standard pair. There is a payout of 5/1 and it has a house edge of 14.54%.
Small Bet: You can place a bet that the total of all cards initially dealt in the game totals 4. This comes with a payout of 3/2 and has a house edge of 5.27%.
Big Bet: This is a bet that the total value of the cards in the game is 5 or 6. This pays out at 27/50 and has a house edge of 4.35%.
If you are going for straightforward bets, then it’s very simple. However, learning all the different baccarat odds and payouts is the best way to make the best betting decisions. The lower the house edge, the better your chance of winning money!
Understanding the Basic Baccarat Strategy
Learning to play and bet on baccarat is simple. Compared to other online gambling table games like online blackjack and online poker, there aren’t too many tricky decisions you need to make. However, as we touched upon earlier, you should know about the third card rule…
Third Card Rule
The Third Card Rule in online baccarat determines if and when the Player should receive another card. The value of the third card will also determine what the Banker must do.
Advanced Canadian baccarat players, or anyone who’s looking to fully understand the ins and outs of the game, will want to know how the Third Card Rule works.
Player Hand Baccarat Rules
- If the first two cards total 0 to 5 then they are dealt another card.
- If their first two cards are 6-7 they stand.
Banker Hand Rules
- If the player stands then they will play by the same rules (which depends on their totals).
- If the player received a 3rd card then it depends on the value of their first two cards and what the player’s third card is:
2: The banker is always dealt a 3rd card
3: The banker gets a 3rd card unless the player’s 3rd card was an 8
4: The banker gets another card if the player’s 3rd card was 2, 3, 4, 5, 6 or 7
5: The banker draws again if the player has a 3rd card of 5, 6 or 7
6: The banker draws again if the player’s 3rd card was a 6 or 7
7: The banker stands (no matter what)
The History of Baccarat History
Baccarat, as a casino game, is one of the oldest of all gambling games, dating back to 15th century Italy. No one knows the exact details, but it was said to created by Felix Falguire back in the 1400s. He named this new game ‘baccara’ (meaning zero) – because all of the face cards and ten cards were valued at 0. It was later changed to the French spelling of the word – Baccarat.
the original table game was played slightly differently than today. There were four dealers and every player could be the banker. A player could bet against other players as well as against the house. However, these days there is just one dealer, bets are made against the house only and players can’t play the banker role.
Baccarat travelled from Italy over to France, where it became popular with King Charles VIII and his aristocrats. It became known as Chemmy (short for Chemin de Fer) and it was a big hit with the nobles for hundreds of years.
It wasn’t long before it travelled to British shores – and it was immortalized by Ian Fleming in the James Bond novels… possibly the most famous baccarat player in the world. It then travelled the globe, reaching the Caribbean and South America and earning the title Punto Banco, with a few rule adjustments – and this is where it changed to players only betting against the house and no longer being able to take on the banker role.
It was only later on, in the 1950s when Tommy Renzoni took the game to the gambling capital of the world, Las Vegas – and it is now the game as we know it! Although it hasn’t ever reached the popularity heights of games such as roulette and blackjack, it is still well-loved by casino players all over the world.
Free Baccarat Games v Real Money Baccarat
Playing a free baccarat game is ideal for anyone looking to try the game out first and practice – but it doesn’t have the same impact as playing for and winning real money. Let’s look at the pros and cons of playing baccarat online for free vs playing for real money:
Pros of Free Baccarat Games
- You can learn the bets and rules for free, with no risk to your own money.
- You can play it as often as you like at home and practice.
- Try out different betting systems and strategies risk-free.
- You don’t need to worry about how often or how long you play.
Pros of Real Money Baccarat Online
- You can play with low stakes, anywhere from C$0.50 upwards
- You can get your fill of baccarat and win money without having to travel too far.
- It is accessible for all budgets.
- You can enjoy some great real money wins that can be spent playing other casino games.
Baccarat Table Layout: Basics
A baccarat table has two ends that are both mirror images of the other – apart from the numbers around the edge. The numbers correspond to the player in front of them. The center of the baccarat table is made up of a row of boxes numbered from 1 to 15 (or 1-7 if playing mini-baccarat), which corresponds to the numbers around the edge of the table.
The dealers use the boxes to track the house commission that is owed by the different players. Also in the center is the drop box, discard trays and the tip box.
What Are Baccarat Derived Roads?
Some serious players use the 5 baccarat roads to help them work out the baccarat pattern strategy and try to work out which hand might win next: The 5 roads are:
- 1. The Big Road
- 2. Big Eye Boy
- 3. The Small Road
- 4. The Cockroach Pig
- 5. The Bead Plate
The Big Road
The main road that all other roads are derived from is the ‘Big Road’. This is pretty simple – made of a grid six rows deep and numerous columns wide. When recording on the ‘Big Road’ a red circle represents a banker’s win and a blue circle represents a player’s win.
A sequence of winning banker and player bets are put down in separate columns. So, if a banker bet wins 4 times in a row, four red circles are placed on one column. If the streak is broken by a player winning bet, then a blue circle will be put in the next column.
A winning tie bet will be indicated with a green line at the corner of the most recently filled cell. If the tie is at the very beginning then the green line will be drawn on the corner of the first cell. Then, if the next result is a player win, for example, a blue circle will be put in the same cell as the green line. If there are tie wins for a longer streak then the number of wins will be placed in the circle.
The Bead Plate
This is an exact representation of every hand. Again, a red circle is a banker win, a blue circle is a player win, and a green circle means a tie. This type of road doesn’t indicate naturals or pairs but, unlike the Big Road, it does show a tie separately.
How To Understand the Baccarat Table
Baccarat is a game of chance which means that you can’t try to work out a baccarat table as you would a poker table, in which players might have a bad hand and are still throwing money at the game!
Instead of doing this, you simply need to not get distracted and place your bets within your bankroll – you don’t need to focus on anything apart from your bankroll and what is happening.
Really, to bet on baccarat, you don’t necessarily even need to know how to play baccarat as the dealer does it all for you. However, there are rules that you might want to know if trying to follow the game.
Offline vs Online Baccarat Games
One of the reasons people enjoy playing online baccarat is so they know what they are doing when they head over to a land-based casinos – so, does it work? Let’s take some time to compare online baccarat to offline land-based baccarat games:
Online Baccarat Advantages
- More convenient
- Access more game types in one place
- Less expensive
- No need to worry about player etiquette
- Always a seat available
Offline Baccarat Advantages
- Higher stakes
- A better atmosphere with real interaction
Baccarat Table Layouts – Land-based v Online
Let’s take a look at the different table layouts you may come across in online versus land-based baccarat games:
Land-based Baccarat Table Layouts
There are two main baccarat table layouts in land based casinos – American Baccarat / Big Baccarat and Mini Baccarat. These are the main differences.
- The Big Baccarat Table The Big Baccarat Table is a full-sized version of the table. It offers 14 numbered stations but due to superstition, the number 13 is omitted and it goes up to 15. It is shaped a bit like a pair of 3D glasses, with seats 1-7 on one side and seats 8-15 on the other. Each player sits at a number. The three dealers in the middle section. The caller at one side and the two dealers opposite – one at each end of the table.
- Mini Baccarat Table Layout. This is a smaller version of American Baccarat and has a maximum of 7 players. They play alongside just one casino rep. The table still has its own unique look and is generally shaped like a half-moon. The players are positioned around the curve with the dealer at the center of the linear table edge. Mini baccarat games are often much quicker as a result.
- American Baccarat Layout American Baccarat is the most common of all baccarat versions and is played with 8 decks of cards. When players have made their bets on the hand, the two hands are dealt two face-up cards each and the game is played as per the standard hand rules above.
The baccarat pit is where you will find all baccarat tables
In a land-based casino, the baccarat tables are found in a roped-off part of the casino – the baccarat pit. This makes the game feel more exclusive.
Baccarat Table Staff
There are different staff at a live baccarat game table. At one side of the table, in the center is the caller who manages the game and calls out the result of every hand.
On the opposite side of each other, facing the caller are the two dealers who handle the chips at either end of the baccarat table. One has a long flat wooden panel that he uses to move cards around the table.
Overlooking the action, seated on a tall chair is the ladder man. He supervises the game, and interprets the rules, resolving any disputes that might come up. He only ever really takes part in the game if any issue arises
Online baccarat casino layout
The online version of the table is similar to a mini-baccarat table. There are three betting positions available – banker, player and tie. Depending on the game, there may also be the addition of side bets. With online baccarat, you will be the only player sitting at the table. If you prefer a more authentic experience, you can play live baccarat and play alongside real dealers and other players.
Why is there no 4 on a baccarat table?+
Certain numbers are missed out on a baccarat table. Number four is often missing as it is considered unlucky in Chinese culture. The number 13 is often missing as well due to the superstition of bad luck.
How many positions are there on a land-based baccarat table?+
When playing American Baccarat on a big baccarat table, there are 14 positions. On a mini-baccarat table, there are 7 positions.
What does a baccarat table look like?+
It looks like a pair of 3D glasses, with two ends mirroring each other. The players sit around the two sides, 1-7 and 8-5 with the three dealers at the center. A mini-baccarat table is like a half-moon with the players around the curve and the dealer on the straight edge. There are 7 sections.
How does speed baccarat work?+
Each round lasts only 27 seconds. There are about 20 seconds to place bets and the three outcomes are player, banker or tie. It’s great for players looking for lots of games in a short space of time.